Privacy Policy for IOANNOU & CO

Effective Date: October 1st, 2025
IOANNOU & CO (“we,” “our,” “us”) is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.cyprustaxaccounting.com, use our accounting services, or engage with us in other ways.

By using our website and services, you agree to the collection and use of information in accordance with this policy.

TABLE OF CONTENTS
1. Information we collect
2. How we use your information
3. Legal basis for processing
4. Sharing and disclosure of your information
5. Data retention
6. Security of your information
7. Your rights under GDPR
8. International transfers
9. Children’s privacy
10. Third party links
11. Changes to this privacy policy
12. Contact us
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1. Information We Collect
We may collect and process the following types of personal data:

1.1 Personal Identification Information
• Name
• Email address
• Phone number
• Mailing address
• Business name (if applicable)

1.2 Financial Information
• Bank account details
• Tax Identification Number (TIN)
• Income and expense data
• Any other information required for accounting and tax purposes

1.3 Usage Data
• Browser type
• Device information
• IP address
• Pages visited on our website
• Time and date of visits
• Referring URLs

1.4 Cookies and Tracking Technologies
We use cookies and similar tracking technologies to monitor activity on our website and store certain information. For more details on how we use cookies, please refer to our Cookie Policy.
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2. How We Use Your Information
We use the information we collect for the following purposes:

• To provide accounting services: Processing financial records, recording company invoices, and registering to government platforms
• To communicate with you: Responding to client inquiries, sending service-related updates, and also for marketing communications (where applicable).
• For legal compliance: To comply with legal and regulatory requirements, including those set out by the Cyprus tax authorities and the European Union.
• Improvement of services: To improve and personalize our website and services based on your preferences and usage.
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3. Legal Basis for Processing
We process your personal data based on the following legal grounds:

• Contractual necessity: To fulfill our contract with you for providing accounting and related services.
• Legal obligation: To comply with legal requirements, such as tax regulations in Cyprus and the EU.
• Legitimate interests: To maintain our business operations, improve our website, and prevent fraud or other illegal activities.
• Consent: For sending marketing communications, where required by law.
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4. Sharing and Disclosure of Your Information
We may share your information in the following circumstances:

• Service Providers: We may share your information with trusted third-party service providers who assist in providing accounting, IT, payment processing, and other services. These third parties are bound by confidentiality agreements.
• Legal Requirements: We may disclose your information if required by law, such as to comply with a subpoena, legal process, or regulatory inquiry.
• With Your Consent: We may share your information if you have explicitly consented to it.
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5. Data Retention
We retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including to comply with legal, accounting, and reporting requirements. Once your data is no longer needed, we will securely delete or anonymize it.
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6. Security of Your Information
We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction. While we strive to protect your data, no method of electronic transmission or storage is 100% secure. Therefore, we cannot guarantee the absolute security of your information.
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7. Your Rights Under GDPR
As a resident of the EU (including Cyprus), you have the following rights under the General Data Protection Regulation (GDPR):

• Right to Access: You have the right to request a copy of your personal data that we hold.
• Right to Rectification: You can request corrections to any inaccurate or incomplete data.
• Right to Erasure: You can ask us to delete your data in certain circumstances.
• Right to Restriction of Processing: You may request that we limit the processing of your data.
• Right to Data Portability: You can request a copy of your data in a machine-readable format.
• Right to Object: You can object to the processing of your personal data in certain situations.

To exercise these rights, please contact us using the information below.
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8. International Transfers
Your personal data may be transferred to and stored on servers located outside of Cyprus or the EU. In such cases, we ensure that adequate safeguards are in place to protect your data in compliance with applicable data protection laws.
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9. Children’s Privacy
Our services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we learn that we have collected personal data of a child under 18, we will take steps to delete such data.
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10. Third-Party Links
Our website may contain links to external sites. We are not responsible for the privacy practices or the content of these third-party websites. We encourage you to review their privacy policies.
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11. Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Any changes will be reflected on this page with an updated “Effective Date.” We encourage you to review this policy periodically to stay informed about how we are protecting your information.
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12. Contact Us
If you have any questions or concerns about this Privacy Policy, your personal data, or how we process it, please contact us at:

IOANNOU & CO
Email: info@cyprustaxaccounting.com
Phone: +357-95107007
Address: Lambousas 5 Str., Tala, Paphos District, CY-8577, CYPRUS

Cyprus Tax Accounting
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